=================== TIMESTAMPS 0:00 Intro 2:03 Joshua Rico's background and journey 5:02 Military experience and transition to entrepreneurship 8:19 Identity theft experience and discovering the power of credit 14:21 Credit repair fundamentals and key strategies 22:17 Personal information cleanup and credit dispute process 31:24 Legal rights, consumer protection laws, and dispute tactics 35:52 Alternative dispute methods – social media, legal action, and CFPB complaints 44:01 Credit repair scams and unethical methods to avoid 55:01 Leveraging good credit for financial freedom and investments 56:37 Using credit to finance luxury assets (McLaren story) 1:02:54 Real estate investing using business credit and manufactured spending 1:11:35 Outro
