What if I told you that some negative items on your credit report can be removed in just days, while others could take years if you go after them first? And here is the kicker, almost everyone starts with the wrong ones.
Most people think deleting negative items from a credit report is slow, painful, and random, but it is not. There is actually a speed order. Once you know it, you can start racking up wins a whole lot faster.
In this episode, I am breaking down the seven fastest things you can delete from a credit report, ranked by speed. You will know exactly what to go after first, get results faster, and start seeing your credit improve sooner than you thought possible.
00:00 Intro 0:1:17 Why Speed Matters 0:1:51 Duplicate Accounts 0:2:51 Incorrect Personal Information 0:4:55 Closed Accounts Reporting Incorrect Statuses 0:6:25 Utility Disputed With Precision 0:7:20 Small Junk Debt Buyer Collections 0:8:23 Medical Collections Under the Newest Reporting Rules 10:00 Unauthorized Hard Inquiries 12:08 My Final Point 13:35 Outro
