CFPB Writeup: In accordance with the Fair Credit Reporting Act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
I told Experian, Transunion, and Equifax to reinvestigate these accounts: Account name: #1234, Account name: #1234, Account name: #1234, Account name: #1234. However, they stated everything was complete and accurate. But how is that possible if the open date, date of last activity and much more is incorrect. According to 15 USC 1681i(5), they are supposed to modify accounts that aren't reporting correctly.
15 U.S.C. 1681s-2 (A)(1) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
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