What if I told you, you can fix your own credit with my live guidance on not just repair but building and ask me all your credit questions π
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β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’ΒΒΒβ’β’β’β’β’β’β’β’β’β’β’ In today's video, I share with you a method that is getting ANY derogatory item on your credit report removed before its official removal date! β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’β’ΒΒΒβ’β’β’β’β’β’β’β’β’β’ FIRST: pull your credit report & pull your 3 reports + Scores! SIGNUP FOR 3 Bureau reports FOR $1 TODAY!! https://member.myfreescorenow.com/join/?PID=20083&AID=RoseCreditRepair&ADID=CRC
-1. You donβt have ENOUGH credit established. -2. You have late payments on your report. -3. You have accounts in COLLECTIONS -4. Your accounts are close to being maxed out -5. You have a public record such as a bankruptcy or foreclosure.
-DISPUTE, DISPUTE, DISPUTE any errors or inaccuracies (name, account opened date, account amount, etc) Should you pay a debt collector in order to repair your credit report, or is there a better way to go about collections -Ask the lender to VALIDATE the debt -If (Equifax, Experian, and/or TransUnion) cannot prove the debt, itβll get removed*
1. Pay down OR PAY OFF your credit cards, loans, or any revolving accounts, 2. Ask for the credit card company to raise your credit limit-(DO NOT USE MORE CREDIT; BE RESPONSIBLE).
π’FORECLOSURES & BANKRUPTCIES -It's NOT impossible, but itβs very hard to do -Dispute any errors or inaccuracies (ex-spouseβs debt, etc). -Ask an attorney if this can be rectified. I cannot advise on this.
π¨THIS is the exact way I FIXED MY bad credit score, WITHOUT PAYING a company to help you do it! All of these steps can be taken TODAY to increase your score and remove derogatory marks off your credit report which proper research and guidance from a certified credit advisor (NOT ME) or lender. Having a higher credit score will help you save money with a lower interest rate, etc.
π¨I raised my credit score over 100+ points and I didn't have to pay anyone! The most common misconception of improving one's credit score is that if you pay your collections accounts reported on your credit report, this will help your credit score. WRONG! I will explain why disputing collections accounts from your credit report is the BEST method to raise your score! Disclaimer: I am not a financial advisor. This is strictly for informational purposes and does not replace the advice from a financial advisor, credit bureaus agent, or attorney.
