In this video, I cover how to remove all negative items from a FICO credit report on file at the Experian, TransUnion, and Equifax credit reporting agencies in 4 days or less through the technique of FCRA § 605(b) blocking. This technique requires a 4-day removal of negative items on the FICO report as opposed to the 30-day removal timeframe used in standard FCRA § 609 disputing, and can all be done remotely from a computer or smartphone with an internet connection. This method can be used to remove all negative accounts and delinquencies on a FICO report as well as all hard inquiries, collections, and charge-offs reporting as a result of the negative accounts. In the example from this video, we show how more than $80,000 of debt can be eliminated from the FICO report in 3 days through the use of this technique.
