The key differences between Investment Banking and Commercial Banking (Retail Banking). I explain how investment banks and commercial banks make money, the different types of clients, services, and regulations. I also mention Universal Banks, and how they have an increasing role in the banking industry.
Most of us know what a commercial bank is. Yet few of us understand what an investment bank is. So in this video, I break down the key differences between both and share an insider perspective from my time working in Investment Banking at Goldman Sachs in NYC.
Chapters: 0:00 -​ Intro 0:26 - Different types of clients 1:32​ - Services Offered by Commercial and Investment Banks 2:51​ - How Commercial Banks make money 4:00​ - How Investment Banks make money 5:51 - Risk & Regulation for Commercial and Investment Banks 7:49 - What are Universal Banks? 9:04 - Closing
